You spend over 90 minutes commuting to and from work each day. Finally, one day you get fed up and say, I wish I could work from home. In fact, I’m going to do it. Your company allows employees to work from home one day each week, but you want more… you want to work from home every day. But how will you transition from full time employment working for someone else to doing your own thing at home? Can you make enough to support your lifestyle and can you get there quickly?
Saturday morning, you start to research “work-at-home” opportunities. You soon learn that there are some businesses that grab your interest, require minimum investment, and fit your desired income. In fact, you can’t believe how easy it seems and how quickly your can start earning the big bucks. After you do some research, you start to wonder if much of what’s advertised as “work at home” opportunities seems too good to be true.
According to Consumer’s Union, “Each year, millions of Americans are tempted by work from home advertisements. Sometimes, the luring promise of getting money with little effort – as these ads promise – is just too enticing to resist.”
After a few phone calls talking to real people, you learn that they are trying to sell you a package deal today to start your own business tomorrow. When you try to ask questions, the person to whom you are talking turns the tables and start interviewing you to find your weak spots so he can go in for the kill. He asks about your present income and assets so he can focus his pitch to greatly increase the odds that you will buy now and even go for the up-sell. It’s beginning to sound like a scam! These guys and gals operate from call centers and use proven scripts that allows them to focus in on your exact profile to make it sound like this business fits your needs perfectly. They start out by trying to enroll you with a small package to entice you and then try for the up-sell knowing that you need to make more money. The bottom line is that there is no such thing as a minimum investment get-rich-quick business. If it seems to good to be true, then it’s likely not true.
According to Consumers Union, Work-from-home scams can be stopped…in the meantime, you have to protect yourself from “work-from-home” scams by asking anyone trying to “enroll” you these questions from the [Federal Trade Commission] FTC:
- What tasks will I have to perform? Are any other steps involved?
- Will I be paid a salary, or will I be paid on commission?
- What is the basis for your claims about my likely earnings? Do you survey everyone who purchased the program?
- What documents can you show me to prove your claims are true before I give you any money? Note: If a seller makes a claim about how much money a person can earn, the seller also has to give you an earnings claim statement with more specifics.
- Who will pay me?
- When will I get my first paycheck?
- What is the total cost of this work-at-home program, including supplies, equipment, and membership fees? What will I get for my money?
Find out more about spotting and stopping work from home scams by reading this post from the FTC.