Millions of Homeowners and Renters Could Suffer the Consequences of Government Actions

Millions of Homeowners and Renters Could Suffer the Consequences of Government Actions

( – In the days, weeks, months, and years ahead, there will be a lot of finger-pointing and allegations about who or what is responsible for the collateral damage caused by COVID-19. The truth is that there is no such thing as collateral damage. There’s only government over-handedness and irresponsibility. Now, the consequences of American leaders’ choices are coming as the pandemic starts to wind down and America resumes life as normal.

Sadly, for millions upon millions of homeowners and renters who are behind on their payments, they could be out on the streets soon. If it weren’t for shutdowns that caused chronic unemployment or underemployment, it would never be an issue. The government’s actions caused this brewing crisis, and there are no simple answers to fix it in the short term. However, this moment could bring about the much-needed change to reset what was broken.

Ronald Reagan Exposed the Problem — Are We Courageous Enough to Be the Solution?

In 1980, President Ronald Reagan said during his inaugural address that government is not the solution to our problems. It is the problem. His words couldn’t ring more true today for the millions of people at risk of losing their homes in a few weeks. According to a new Harvard study, 2 million homeowners are behind on their mortgages and are at risk of foreclosure when the government lifts the national eviction moratorium on June 30. Separately, millions of renters are about to be evicted as well.

Here’s the truth – the government caused the problem, and it can’t protect people from the consequences. Donald Trump warned us in April 2020 that the cure couldn’t be worse than the disease. Yet, here we are – it appears that many more people are about to be hurt than succumbed to COVID-19.

Well-meaning politicians and bureaucrats decided in 2020 to lock down the country and displace tens of millions of workers under the guise of protecting them from COVID-19. By summer 2020, the government already knew what studies are now showing. Nearly 95% of those at risk of death were 50 or older with chronic health conditions. Instead of taking targeted actions, the governors issued broad unilateral directives. The consequences of those directives are now causing more harm than good.

The Constitution: Designed to Prevent This From Happening

It’s time to say it loud and clear. The government failed us. The Founding Fathers created the Constitution to protect the people from the power and over-handedness of government. In November, Supreme Court Justice Samuel Alito shared with The Federalist Society several profound examples of disturbing trends that developed during COVID-19:

  • Many governors unilaterally ignored their legislatures, seized power, and ruled by “executive fiat” instead of through legislation.
  • Since the 1930s, the government shifted from government by elected representatives to rule by appointed experts. During the pandemic, that transfer of power was realized.
  • Constitutional rights are becoming “disfavored” – especially religious rights.

We could expand Alito’s last point to include property rights now that the government is about to cause a massive exodus of property ownership. Alito warned that the pandemic caused a “Constitutional stress test.” However, was the pandemic really to blame for that, or was it opportunistic, power-hungry politicians who either don’t know American history and the Constitution — or don’t care?

Americans Hold the Power, Not the Government

Over the last 50 years or more, Americans allowed the government to reign unchecked. They ceded power because of apathy, exhaustion, stress, and a lack of historical education about government and civics.

It’s going to be nearly impossible to stop the pain that’s coming. Who knows how many will lose their homes? Let’s hope mortgage companies and landlords work with people to help them stay in their homes and get back up on their feet. It’s a chance to show the world the greatness of American generosity and compassion. We cannot rely on the government to fix the problems the politicians caused.

However, we can reverse the underlying problems if we have the courage to go against the grain in a helpful manner and with a listening ear.

Let’s hope we see the best of America in the days to come.

Don Purdum, Independent Political Analyst

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