To hear him tell it, Wells Fargo Chairman and CEO John Stumpf seems to think more than 5,000 Wells Fargo employees all unilaterally decided to open more than 2 million fake accounts behind the backs of customers…and they did it just for grins and giggles. Stumpf, who testified last week in front of the Senate Banking Committee, would not acknowledge that high-level banking officials had anything to do with the fraudulent activity, nor did he admit they profited from it. And employees all said, “liar-liar pants on fire!” Stumpf himself stood to profit to the tune of $200 million just from the opening of these ghost accounts. So far, no one in upper management has been fired, nor have they paid back a dime of the bonuses they received. In fact, the only folks who have been fired to date are those $12-an-hour employees who were desperate to meet the outlandish cross-selling requirements of the “eight is great” slogan (which said that every Wells Fargo customer should have at least eight accounts). Hey, Stumpf, here’s something really great. How about, “you and all the crooks you rode in with” are fired?